Friday, June 7, 2013

Patrick and I just toured the perfect little house for us to buy today, the only problem is we're just starting out and have not saved up for a down payment or anything. I'm getting my credit back in order after a drawn out period of being an emotional mess and letting my credit go from great to not so great (in my defense, my ex fiance left me, my best friend was murdered, my cat died, etc. I could not catch a break for quite some time... but I still should have been smarter about dealing with my finances and student loans). Patrick has tolerable credit, but not much credit history.

So basically, I doubt very much we'll be able to get it. It's a three bedroom house with a screened in front porch, about an acre of land, a car port, storage shed and a good amount of space in the living areas. The kitchen was also muuuuuch bigger than I was expecting which is awesome. It would be a bit of a fixer-upper, at least slowly over time. Totally live-able but I'd want to re-paint it, probably tile the porch (it's carpeted), re-carpet the whole house, update fixtures, etc... but seriously, that can all wait and be done over several years. And the location! Great schools--all the schools I went to. The house is 2 minutes away from my mom's house, and we're thinking my mom is going to be our baby-sitter so that would make it SO convenient and we'd save so much money! It wouldn't be far from his jobs and not far from the job I'm hoping to get post-baby, even if I don't get that one there are a lot of nearby places I could work.

It's not an expensive house by any means, it's being sold for a great price and I'm terrified it's going to get snapped up. I wish we could rent-to-own the house or even just rent it but that's not going to happen.

I know I may be too negative, but I'd rather expect the worst and have the best happen.

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